$100 – Would you pay yourself first? – Wickless Candles

Pay Yourself First

What would you do with $100? Would you Pay yourself first?!

If you were like me and are struggling with paying the bills and living month to month would $100 really make a big difference in your life? Isn’t all the money I make mine? Don’t I already pay myself first?

NOPE! Most of us make sure that we pay everyone else first. We pay bills, taxes, gas stations, grocery stores, etc. Sure, these bills keep us fed, clothed, housed, mobile, etc. however this doesn’t really help us plan for our future does it. We {most people} don’t put away money in a retirement account or even create a stream of income that pays us every month into our retirement years. What are we doing {besides paying into Social Security} to make sure that when we are no longer able to work that we will be able to enjoy the rest of our days living the lives we dreamed of?


“Give a man a fish, he’ll eat for a day; teach him how to fish, and he’ll eat for a lifetime,”


Before I learned {and continue to learn} about becoming an Entrepreneur, and changed my mindset, I would’ve taken $100 and spent it on food, gas, a bill, maybe even on entertainment. When you are struggling financially you aren’t always thinking straight – or smart. All you’re thinking about is paying back your expenses. We should feel lucky that we’re even able to pay for this, as some people have to take out personal loans to help them cover some of the smallest costs because they may not have the means to. It’s sad, but that’s the harsh reality of the life that we find ourselves in. With that being said, when I worked in my early 20’s, 30’s and 40’s, I did make sure to have a small percentage of my paycheck go to my 401k monthly. If I hadn’t of done that I probably would’ve spent the money and would never have put it away for myself. That 401k is long gone as I needed it during a very rainy time in our lives so what would happen to me and my family if another tough time presented itself?

We’ve been broke, dead broke. Like the last $20 you have has to last you an entire week or two – broke. It’s stressful. It’s humbling. It’s defeating. It’s hard.

But, What if you took your last $100 and did something with it? Something that others think is crazy, reckless or stupid even?

Like Invest it in yourself!

What if you took that $100 you had planned on using to go to the movies, for a night out or for paying part of a bill (no bill costs less than $100 anymore right?) and instead you INVEST in yourself!

Pay Yourself first! One of the oldest rules of personal finance, is to simply do this but…

What does “pay yourself first” even mean? Simple, it means, invest in YOUR future now before you pay anyone else. Before you pay your bills, before you buy groceries, before you do anything else, set aside a portion of your income to save or, in this case – Put $100 into starting your own business!

Why not create a monthly stream of business which you could execute with a business plan for passive business that pays us more and more each month, for the rest of our lives and we can pass it onto our children and spend more time with our family, in the long run, thanks to the money we created?

But it’s hard to part with that $100 isn’t it? That money could be used someplace else. You could pay the phone bill, could pay down debt, could buy a new DVD player. You’ve tried once or twice in the past, but it’s so easy to forget. You don’t keep a budget, so when payday rolls around, the money just finds its way elsewhere and you stay on the same path of just barely getting by.

However, WHAT IF?

What if you took the chance on building something that will pay you back? Don’t get that 2nd or 3rd Job. Build your own business. Work on your own business that will pay you back commissions every month. Build a team and help them build their own businesses so you can get paid even when you are sick, taking the day off or even on vacation.

In all honesty – I had no idea that I could become an Entrepreneur until I actually started building my own business. Isn’t that weird? I am growing into one.

With hard work and concentrated effort you can turn your last $100 into so much more. I did. I was broke and really didn’t have the $100 to Start a Business, however I just knew that we had to make sacrifices to change my future.

You can’t expect to take $100, or any amount really, and put it into a business and expect to change your circumstances without working it. It’s not magic, wishful thinking or hoping and praying that will change your financial future. You can’t just pass out a catalog and make a post on Facebook asking people if they want to have a party and consider that – effort. You can’t be a ‘passive’ business owner. It’s having a plan, putting that plan into action with consistent and smart effort. Getting uncomfortable and stretching yourself and stepping out of your comfort zone that will take that $100 and turn it into wealth.

So, are you ready to Pay yourself first?

Click here to Invest $100 in Yourself Today —–> Join Scentsy Today!

Barbara & Family

Barbara Volkema
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